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Benefits of Ross Capital Mortgage Lending

Ross Capital Mortgage Lending (NMLS #2384290) is Ross Capital Real Estate Development’s affiliate specializing in construction loans. Together, we will make your dream home building a smoother experience from start to finish.

We get it. Construction financing can be confusing.  That’s why we wanted to offer you a solution with Ross Capital Mortgage Lending that is as easy and intuitive as the rest of our all-inclusive custom home-building experience.

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Ross Capital Mortgage Lending makes financing your brand-new Ross Capital Real Estate Development home easier than ever.

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When you work with Ross Capital Real Estate Development and Ross Capital Mortgage Lending, your homebuilding journey will be seamless and enjoyable, from selecting your floor plan to financing, down to every detail.

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When building your dream home, we're committed to offering custom financing options to help you reach your personal homeownership goals.

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Ross Capital Real Estate Development and Ross Capital Mortgage Lending might be two separate companies, but we work closely to deliver a superior home-building experience. Ross Capital Real Estate Development helped form and has a major ownership position in Ross Capital Mortgage Lending.  We made this investment because we wanted to ensure that our customers would have a wide range of flexible construction loan programs that many other banks and lenders can’t offer, as well as a commitment to providing quality customer service at competitive terms.  When working with both the Ross Capital Real Estate Development and Ross Capital Mortgage Lending teams, customers can expect a more streamlined home loan process. Please know that when you choose to work with Ross Capital Real Estate Development, you have the option to select the mortgage lender of your choice.

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Loan Options

Ross Capital Mortgage Lending (NMLS #2384290) is Ross Capital Real Estate Development's affiliate, which specializes in construction loans. Together, we will make your dream home building a smoother experience from start to finish.

Construction Lending Options to Build Your Dream Home

With the loan options below, interest rates are locked prior to construction beginning. Once construction is complete, the mortgage will convert to permanent financing. This saves you money by having one appraisal and one set of closing costs.

One-Time Close Loan Options

With the loan options below, interest rates are locked prior to construction beginning. Once construction is complete, the mortgage will convert to permanent financing. This saves you money by having one appraisal and one set of closing costs.

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Buying a House

Build your custom home today with confidence and sleep comfortably with financial peace of mind for years to come.

No-Cost Refinancing
Ross Capital Mortgage Lending offers our customers no-cost refinancing anytime within 5 years if rates go down. With a no-cost refinancing, Ross Capital Mortgage Lending will cover all costs including any 3rd party fees.

Rate-Lock Guarantee
Ross Capital Mortgage Lending gives you peace of mind by locking interest rates prior to construction and financial protection from loan extension fees that other lenders don’t. If construction time extends beyond the length of your construction loan due to building circumstances beyond everyone’s control (such as supply chain issues or weather), then Ross Capital Mortgage Lending guarantees that you will never pay a loan extension fee, and your interest rate will not change. 

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